Insurance

[hypo]

Now that I've actually commited to progressive for insurance, my state farm agent called me back and said that they've loosened it up a little bit on rates in Texas... Progressive said something like 1200-1400 per year, (which is who I went with,) but now State Farm can save me $300 bucks... you KNOW what I'm gonna do.

Motorcycle Insurance rates are BIG in Texas, thats for sure.

 

[casefc3s]

I probably should've done the six-month purchase, but I ended up doing the monthly payments with it being re-evaluated every six. Costs $48/mo through Progressive for me, can't complain!

 

[Rgraphic]

I'm 26 and pay $370 for the year in Madison, WI. State Farm

Forgot to mention that price includes the optional $10,000 bodily injury medical coverage.

 

[MikeC]

Forgot to mention that price includes the optional $10,000 bodily injury medical coverage.

Just wanted to bump this thread back from the dead to say thanks, and let it be a good starting point for anyone looking to get more affordable insurance.

I was paying 15/30 liability, with $1,000 deductible comprehensive (no collision) at Geico. Total policy for the year costs around $880. It would have been $1500 with Collision.

I also checked Progressive for a grand total of $1200 for 15/30 500/500.

After reading this thread, I gave the nearest state farm agent a call and I'm now getting $550/ year for 15/30 500/500. Comes out to be like $50 dollars a month, which is MUCH MUUUUUCHHHH Better.

So thanks guys for turning me onto my local state farm.

 

[ssky0078]

Scottsdale, AZ All State Insurance
34, single
2009 Yamaha Fz1 $1550 per year (I got All states Renters Insurance for about $140 for the year and this dropped my rate by almost 40 per month). I have comprehensive, theft, fire, vandalism, Med-pay for up to $10,000, $1,000 of accessories are insured as well and a $1000 deductible.

I could go with just liability and drop it down to I think they said $70/month

I have a shit driving record. I went without car insurance for 10 months, had 3 speeding tickets in 2010, and an at fault accident. If I can make it through to November without any incidences then I will have my rate dropped in half they said.

Thankfully when I crashed my Fz6 I got the one free wreck for the year so my rate didn't get worse. They also paid me out fairly and I was able to purchase the Fz1, which pretty much looks like an Fz8 now, just 30 more ponies between my legs.

 

[Motogpmad]

Im 42, no claims or convictions. Been riding for as long as i can remember. Had a few years out road riding, just did track days on my zx7r so only got 1 years no claims. You lose your no claims after 3 years of non insurance. Fully comprehensive, bike valude at £7000. Costs me £367 a year. That includes legel cover, break down assist in uk and europe, helmet and leather cover and personal accident. Road tax is about £70 a year i think.

 

[dalco450]

I pay 330$ for full insurance with 250$ deductibles.
31 yo and no tickets. Also, I only have my licence since last year.

 

[black8]

I am 49 full no claims,clean license and costs me £149.00 fully comp,legal cover, break down, helmet and leathers covered, insured to ride other bikes and pillion cover,bike insured for £7k

 

[Lee_533]

Lucky bastards. I'm paying $117 a month for full coverage on mine with $500 deductible. I'm 22 yo. With only a red light camera ticket on my record. I hate California insurance rates. I've had my motorcycle license for 6 years with no motorcycle accidents or tickets yet I'm still getting raped on insurance. I was paying $180 and month when I got the bike.

 

[the-biker-mice-from-mars]

Currently at £460 fully comp with bennetts not bad for 25 years old. Got a quote for an r1 and it sat around £1200 tpff but the fz8 is a keeper .

 

[Deleted member 438]

All of you guys in the states gotta check out American Family Insurance. I just renewed last month and still the cheapest I could find full coverage. 100/300 policy and low deductible.

 

[Hoover]

All of you guys in the states gotta check out American Family Insurance. I just renewed last month and still the cheapest I could find full coverage. 100/300 policy and low deductible.

Yep. +1. Thats who I use as well.

 

[ssky0078]

Yep. +1. Thats who I use as well.

How are they with previous citations? I would have saved $300 more to switch to state farm, but I had 1 too many speeding tickets.

I figure if I can get through this year then I will be able to shop around because all my violations will be over 3 years old.

 

[ian1953]

I am 60, so 9 years NCD, fully comp £6.700 bike, NCD protection, euro cover, leathers + helmet cover = £145 this year, sorry guys

 

[Hoover]

How are they with previous citations? I would have saved $300 more to switch to state farm, but I had 1 too many speeding tickets.

I figure if I can get through this year then I will be able to shop around because all my violations will be over 3 years old.

No idea mate. I have never had a ticket of any kind...ever!

 

[ssky0078]

No idea mate. I have never had a ticket of any kind...ever!

Knock on wood

 

[TallGuyNW]

49 years old. Insurance with State Farm is $18/month for 100/300, $250 deductable comp, $500 deductable collision. They only do annual policies for motorcycles though.

 

[ZeeKdaGreeK]

New York insurance

Browsing the site I realized a lack of quotes from New York so I figured I'd fill that gap.. I'm picking up the FZ8 next week and spent this week contacting several insurance companies, the best quote by far that I received so far was from statefarm at $116 a month I'm 27 make single, one seatbelt ticket in the past 2 years, and that's comp and collision with $500 deductible.. If anyone from New York finds better let me no I checked with geico, farmers, Allstate, nationwide, statefarm, progressive, and a seedy company B&H insurance..
First post new member looking forward to many more

 

[Dom83]

29 years old from canada, bought my 8 last year, two speeding tickets, my biker license since last year as well

full coverage, 500$ deductible

600$/year

 

[Martimusx]

26 yo from west virginia with one ticket for speeding and i pay $360/year with this company called Foremost. Full coverage as im still making payments.