I was quoted $1000+ a year for full coverage insurance from Progressive, Geico, State Farm and Allstate. After digging more I found a company called Rider Insurance who covered me for $233 a year. That includes $500 collision/ $500 comprehensive, road side assistance, $8000 in bike accessories, $50,000 property damage and $100,000 per accident. Only catch is they only cover riders living in Delaware, Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia. Just a heads up if you feel you are getting hosed.