FZ8 Insurance Going Up
- Thread starter Vikingminn
- Start date
same going on with the 6R apparently, but, I'd offer the same question... rider says Yamaha now classes it as sport... but Yamaha used to call it SuperSport, so why are the rates going up when they've lowered the "class" it's in.
Truly believe rider just did some teaser rates to get people on them for a term, just to sneak in higher rates later
Truly believe rider just did some teaser rates to get people on them for a term, just to sneak in higher rates later
bimmertech12
New member
47 bucks a month. Maximum coverage available for two riders and im 22. Suck it lol
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bpassmore8
New member
through what company?
bimmertech12
New member
Country insurance. I have 2 vehicles and a bike. Altogether my insurance dropped 900 bucks a year when i switched from state farm.
And thats coming from a guy who lives 3 blocks from the world wide state farm headquarters.
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CannondaleSV1000
New member
$316 a year for full coverage here in Nashville. Not sure if i'm considered old though...31
I'm sure glad I'm not in a high bracket or state. I don't think i'd own a bike if i was paying $900 a year for insurance.
I'm sure glad I'm not in a high bracket or state. I don't think i'd own a bike if i was paying $900 a year for insurance.
alexk
Weekend Rider
Insurance costs... a never-ending saga.
So here's me and my only bike.
Male, 34, no accidents or tickets. Riding for 3 years now. My driver course discount has expired.
Car, House, Bike all insured through State Farm Mutual.
Full coverage (and I do mean full)... $523/yr.
Bundling insurance packages can make a huge difference. In my case, State Farm Mutual classifies all bikes ridden by customers 30 and over as cruisers - the lowest rate group. R1, Monster 1200, FZ8... all qualify as cruisers for their 30 and over.
So, if you have other things that need to be insured (renters, homeowners, car, boat, etc), price them all TOGETHER. You'd be amazed at how much you can save if you shop around.
So here's me and my only bike.
Male, 34, no accidents or tickets. Riding for 3 years now. My driver course discount has expired.
Car, House, Bike all insured through State Farm Mutual.
Full coverage (and I do mean full)... $523/yr.
Bundling insurance packages can make a huge difference. In my case, State Farm Mutual classifies all bikes ridden by customers 30 and over as cruisers - the lowest rate group. R1, Monster 1200, FZ8... all qualify as cruisers for their 30 and over.
So, if you have other things that need to be insured (renters, homeowners, car, boat, etc), price them all TOGETHER. You'd be amazed at how much you can save if you shop around.
Last edited:
elim70
New member
I'm in NY too and have progressive. For my bike and wife's atv it's $330/year if I pay in full, $420 if I pay in payments. Im 48 and have had my license since 97 though.
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FZ8Panda
Member
Dang, I wish my insurance was that cheap. I'm guessing with my age and limited riding experience, I'm considered a high risk. I don't even wanna imagine how much it would be if I owned a supersport. Just another reason why I love my FZ8 but cheaper insurance wouldn't hurt.
Vikingminn
Member
So my Riders Ins came up for renewal. It jumped to $1100. I didn't have any claims or tickets. Searched around and signed with Progessive for $330. Never bothered to call and ask why. I am assuming it was what they told me in June, that Rider is classifying the FZ8 as a sport bike. I guess not everyone is classifying it that way.
yea I said that a few months ago with they called for renewal and the lady tired to be all calm about it and slip it by me. When I asked why my coverage was going up almost 700 beans she came back at me the same line of bullshit.